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New bill would provide universal retirement coverage for U.S. workers

New legislation introduced Thursday would establish a retirement plan for U.S. workers who have no access to a workplace plan, building on other recent retirement coverage initiatives undertaken at the federal and state levels.

The American Savings Act, sponsored by Sen. Jeff Merkley (D-Oregon), would establish a new universal savings account — called an American Savings Account — for all working Americans, regardless of whether they are full-time or part-time employees or the size of their employers.

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