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7 retirement blind spots

1. Down market -  holding enough cash and bonds 

2. Up, up and away - 65-year-old couple will need $220,000 to cover health-care expenses 

3. Inflation - 4% "rule" factor in the role of inflation

4. Taxes - owe ordinary income tax on each and every withdrawal

5. More taxes-Self-employed individuals well know the importance of setting aside enough from each payday to cover taxes.

6. Minimum distributions - Tax diversification can come in handy

7. Work ... or not-16% of retirees said they had retired post-age 65

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